The future of banking is hyper personalised
Hyper-Personalisation | Moroku – Next Generation Digital Banking 🎯 The Future of Banking The Case for Hyper-Personalisation Why generic banking is dying, […]
Strategic Banking Themes
Moroku Research · July 2026 The Wellness Gap: what 200 of the world’s biggest banks promise — and what almost none deliver […]
Carrots, Sticks and Burnout: Why a 60-Year-Old Theory Still Runs Your Performance System, and Your Banking App
In 1964, Victor Vroom gave management a formula. Expectancy Theory said motivation was the product of three beliefs: that effort leads to […]
GoHenry Chore Scout
Barclays Just Bought GoHenry. Here’s What Every Other Bank Should Do Next Week. Youth Banking · Strategy Barclays Just Bought GoHenry.Here’s What […]
Money Systems
Money Systems — The Powerups of Financial Fitness — Moroku Blog Platform June 2026 Money Systems:The Powerups of Financial Fitness In Odyssey, […]
The Substrate Wins: Moroku Named a 2026 ATC Semi-Finalist
Moroku has been named a semi-finalist in the 2026 Australian Technologies Competition, Growth Equity category. We’re proud of the recognition. But what […]
The Next Generation of Money: Moving Up the Pyramid
Watching the news of Swatch this week, something might strike you. Consumer capitalism doing what it does best: keeping us busy at […]
The Australia and New Zealand Open Banking Regimes
Open Banking on Both Sides of the Tasman Australia and New Zealand both have Consumer Data Right regimes. They started in different […]
Why Moroku Is Backing the Challengers | Big Four Sell-Off
CBA down 2.53%. Westpac down 2.11%. NAB down 2.40%. ANZ down 2.33%. All on the same day. All on the same trigger. […]
The Cambrian Experience Explosion
A £2B lender (MFS) collapsed on a £930M collateral shortfall — a compliance and data integrity failure that governed infrastructure should have […]
Payment Optimisation
The RBA just changed the payments conversation — Moroku Portfolio insight Lessn — Moroku portfolio company The RBA just changed the payments […]
Youth Banking just got Trumped
The Child Account Moment Has Arrived — Moroku Moroku Insights & Perspectives Youth Banking The Child Account Moment Has Arrived. Are You […]
The Financial Services Business Information Model
The Business Information Model: From Application Silos to AI Intelligence APPLICATION LAYER Core Banking Accounts · Ledger Products · Rates Payments NPP […]