Bank as a Service

Bank as a Service - Reconfigure the banking value chain

High costs of ownership and upgrades, slow speed to market and poor data availability, are now met with new challenges in the banking sector, such as AI, personalisation, customer experience, continuous risk and performance monitoring, integrating new software and scalability, demanding modern, cloud native, API exposed cores. 

For community and challenger banks who want to build a moat around their customers and grow.

Moroku’s cutting-edge “BYOL”  Bank-as-a-Service (BaaS) platform,  leverages the robust foundation of a digital core, seamlessly integrating it with Moroku’s award-winning digital channels solution, Money and digital orchestration layer, Odyssey.

The system architecture is loosley coupled, microservices to enable a complete build or incremental approach to digital transformation, deliverying value to customes, workload by workload, inline with the organisations priorities and capabilities.

Discover tomorrow's digital banking with Moroku Money

Tomorrow’s digital banking solutions go beyond convenience to helping customers thrive with their money. Hyper personalisation through data and game engines, reward customers for building strong money habits and loyalty

Faster Payments

Bill Payment

Open Banking

Loan Origination

Profile Management

Card Management

Hyper Personalisation

Content, Unlocks and Reward

Unlock the future of banking technology

With Bank as a Service, community banks, credit unions and mutuals have the opportunity to leverage their
social relevance with modern technology platforms to deliver digitally relevant, cost effective, modern banking
services to their members.