Digital Banking
Built for agility, Moroku integrates seamlessly with your choice of core banking and payment systems, enabling rapid deployment without compromising flexibility.
Whether you’re launching a new digital brand or modernizing legacy infrastructure, Moroku helps you differentiate through:
- Frictionless onboarding that converts more prospects into active customers
- Engaging self-service tools that reduce support costs and increase satisfaction
- Behavioural design and gamification that build financial confidence and daily usage
- Modular architecture that supports your roadmap and regulatory needs
Join the banks redefining customer success in the digital era, where banking is not just a service, but a journey.
Internet and Mobile Banking
Small, agile banks are well placed to compete against larger institutions who are increasingly forced to provide one size fits all solutions as they struggle to personalise experiences, manage complex technology museums and innovate.
Smaller banks typically serve niche segments by understanding their specific needs and are able to build risk models and value offerings for them in a way they larger institutions cannot.
Layer in a contemporary digital channels offering and the possibilities are unleashed.
For years smaller banks have been underserved by their local technology providers who have struggled to keep up with the advance of technology in areas such as cloud, user experiences, open banking, artificial intelligence, data and cybersecurity.
Due to the complexity, cost, risk and monolithic nature of the technology stacks and their commercial arrangements, it has to date been very difficult for many to do anything about it.
Until now. Moroku Money is a white label, out of the box, digital banking platform that helps smaller banks deepen customer relationships and compete.
Moroku Money is unlike any other digital bank offering in the world because it is underpinned by Moroku’s award winning engagement platform, Odyssey, that delivers Emotional Intelligence.
- Digital Onboarding
- Accounts
- Transactions
- Transfers
- BPay
- PayId
- Open Banking
- Card Controls
- Profile Management
- More
Moroku Lending: Loan Origination that learns and engages
Moroku Lending is a cloud-native, mobile-first lending platform purpose-built for community, challenger, and digital banks seeking to modernise origination, onboarding, and servicing, without the complexity of legacy systems.
Unlike traditional platforms focused solely on automation, Moroku adds a regression modelling, behavioral and gamified layers that drive intelligence, customer engagement, loyalty, and financial capability. It’s lending that doesn’t just process, it educates, motivates, and retains.
Download the Moroku Money Whitepaper
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Free Online Assessment
20 minute assessment to determine your digital transformation readiness across four key factors
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Deep Dive
Subject to the results of the assessment, take the next step to do a deep dive across the four factors with a focus aroud capability
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Transformation Approach
Agree a measured and incremental transfomation approach
Get Started with Money
Moroku has established a digital platform and program for small banks who want to punch above their weight and take charge in a balanced and measured way, by providing customers the experience they deserve and protect their future.