UX Implications of Open Banking Read Write
As open banking evolves from read-only to read-write capabilities, the user experience (UX) becomes the battleground for trust, engagement, and differentiation. While […]
Open Banking – Australia vs New Zealand
Australia and New Zealand have taken significantly different approaches to Open Banking. Like their rugby teams, these differences are due to the […]
Moroku Money integrated with Mambu digital core
Moroku Money & Mambu: A Game-Changing Integration for Challenger and Community Banks As the financial landscape evolves, banks are adapting to meet […]
Agentic AI impact
Agentic AI is the number one trend shaping banking in 2025 Agentic AI, such as Google Agentspace, refers to artificial intelligence systems […]
Digital Banking Trends
As the digital banking landscape continues to evolve, staying informed about the latest trends is crucial for maintaining a competitive edge. Over […]
The criticality of Data Maturity in a world of AI
Data maturity refers to an organisation’s ability to effectively manage, analyse, and utilise its data to drive business outcomes. It reflects the […]
Loan Data Regression Update
The loan market in Australia, like many markets, is heavily concentrated around a handful of large lenders (CBA,ANZ,NAB,WBC) and brokerages (Aussie Home […]
Ethical AI
How Banks Are Deploying Responsible AI: Insights from Lloyds and Moroku As artificial intelligence (AI) continues to revolutionise the financial sector, banks […]
Regression Models in Loan Origination
Competitiveness in lending is predicated on decisioning speed - Saying Yes or No as fast as possible. Whilst there is a lot of work going on to automate workflows the ROI of these investments is dependent on the intelligence of the underlying risk engines. This means having a granular understanding on the relationship between the inputs and the outputs. The finer grained this is, the less data is required, making the application and decisioning processes faster.
Strategic Pillars
What we’re interested in. To build our business and those of our customers, Moroku’s five strategic pillars are focussed on leveraging technology […]
Credit Unions Fall Behind
Younger consumers perception of credit unions has worsened as member owned banks fall behind the big banks in account openings and relevance. […]
mathematics
Mathematics, AI, LLM s and Digital Banking with Emotional Intelligence The Flemish mathematician Simon Stevin (1548-1620) introduced the concept of decimal numbers […]