Credit Scoring
In much of the developed world, credit agencies exist to keep tabs on consumers shopping and lending behaviours and to establish a […]
Mental Wellness and Game
Mental ill-health continues to rise across the developed world. Whilst the absolute numbers are expected to rise in line with population growth, […]
The Amazing Brain
According to the panel on the very fabulous BBC podcast, The Infinite Monkey Cage, The Brain, the brain is the most complex thing […]
Digital Experience Platforms
Digital Experience Platforms The global Digital Banking Platforms market size is expected to grow USD 8.2 billion to USD 13.9 billion by […]
Digital Banking 2022
COVID has accelerated the adoption of digital banking. Lockdowns, quarantines and social distancing have all bound us tighter to the Internet via as many screens as we dare choose.
Modernising Banking Podcast
Game design is not about building games but using game as an architecture to design the customer experience. This is highly valuable […]
Open Systems
Karl Popper – On Open Systems vs Closed What may you ask has totalitarianism got to do with digital banking and systems? […]
Virtual Reality – It’s becoming less virtual
An increasing virtual world. Within which we will be increasingly challenged to differentiate or choose from reality Pondering ahead How real is […]
What it takes to effect lasting improvements in customers’ money habits
Behavioural studies certainly provide us with more insights than ever about the triggers, deviations, and responses of the human brain – conscious […]
Conways Law and collaboration
Any organization that designs a system (defined broadly) will produce a design whose structure is a copy of the organization’s communication structure. […]
Spinoza and why we do what we do
Why do we do, what we do? Do we use logic and our cognitive prowess or do we ignore these super powers […]
Digital Banking – How it’s making us poorer
Since the turn of the century banking has undergone a rapid digital transformation. No longer do people line up in branches to […]