Moroku Readiness Assessments | Free Digital Banking Assessment Tools
Free Assessment Personalised Report 5 Minutes

Is Your Institution Ready to Compete?

Former Barclays CEO Antony Jenkins warned that banks must "radically modernise" or lose to fintechs. These free assessments reveal where legacy technology is creating risk and what to do about it.

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Assessment Tools
21
Compliance Criteria
153
Open Banking Points
Free
With Report
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Fintechs have a modern technology advantage over legacy 30-50 year banking systems. Banks must radically modernise or they will lose to fintechs. Technology is the battleground.

Antony Jenkins — Former CEO, Barclays

Five Ways to Benchmark Your Institution

Each assessment takes 5-10 minutes and delivers actionable insights. Complete your assessment and receive a personalised report with specific recommendations.

CPS 230/234 Gap Assessment

APRA Operational Resilience & Information Security

With CPS 230 effective July 2025 and directors carrying personal liability for operational resilience, this assessment identifies compliance gaps across operational risk management, information security, and technology platform requirements.

CPS 230 operational resilience checklist
CPS 234 information security criteria
Technology platform requirements
5 minutes 21 criteria

Decisioning Speed Benchmark

Calculate the Cost of Slow Loan Approvals

Every hour of delay increases abandonment by 7%. This calculator quantifies the revenue impact of slow decisioning, identifies bottlenecks, and models improvement scenarios—from same-day to instant approval.

Revenue impact calculator
Bottleneck identification
Automation opportunity mapping
5 minutes ROI Calculator

Broker Portal Requirements

What Brokers Actually Want From Your Technology

Broker loyalty isn't about rates—it's about friction. Brokers manage 15-20 lender relationships and don't have time to fight bad systems. Assess your portal across 19 criteria that drive broker preference.

Application submission experience
Status & communication scoring
Document management assessment
5 minutes 19 criteria

Vendor Landscape Assessment

Strategic Evaluation for Banking Technology Partnerships

Is your current vendor a strategic partner or a liability? Assess vendor health across 7 dimensions, identify stability indicators, and build the case for your next renewal decision.

Vendor health scoring (28 points)
Stability indicator checklist
Renewal decision framework
5 minutes 13 criteria

Actionable Insights, Not Just Scores

Each assessment delivers practical guidance you can act on immediately—not generic advice that requires months of interpretation.

Benchmark Against Peers

See how your institution compares to industry standards and best practices. Know exactly where you stand relative to competitors.

Prioritised Action Items

Your personalised report identifies specific gaps and provides prioritised recommendations based on risk, impact, and effort.

Build the Business Case

Quantify the cost of inaction—whether it's regulatory risk, lost revenue from slow decisioning, or broker flow going to competitors.

From Assessment to Action in Minutes

1

Choose Your Assessment

Select the assessment most relevant to your current priorities

2

Answer the Questions

5-10 minutes of straightforward yes/no and scoring questions

3

Get Your Score

Instant results with detailed interpretation of what your score means

4

Receive Your Report

Personalised recommendations delivered to your inbox

Ready to Benchmark Your Institution?

Take your first assessment now and receive a personalised report with actionable recommendations. Zero cost. Zero personal details captured. Zero Meetings. Just practical insights you can use immediately.

Your data stays private. Assessments are confidential and never shared. As we never ask for your details, much of the assessments are done by "Randos" so of no use to us. This is just for you.