The criticality of Data Maturity in a world of AI
Data maturity refers to an organisation’s ability to effectively manage, analyse, and utilise its data to drive business outcomes. It reflects the […]
Loan Data Regression Update
The loan market in Australia, like many markets, is heavily concentrated around a handful of large lenders (CBA,ANZ,NAB,WBC) and brokerages (Aussie Home […]
Ethical AI
How Banks Are Deploying Responsible AI: Insights from Lloyds and Moroku As artificial intelligence (AI) continues to revolutionise the financial sector, banks […]
Regression Models in Loan Origination
Competitiveness in lending is predicated on decisioning speed - Saying Yes or No as fast as possible. Whilst there is a lot of work going on to automate workflows the ROI of these investments is dependent on the intelligence of the underlying risk engines. This means having a granular understanding on the relationship between the inputs and the outputs. The finer grained this is, the less data is required, making the application and decisioning processes faster.
Banking Industry Dynamism
Abstract The Council of Financial Regulators has released an “Issues Paper” in response to the federal treasury’s instruction into the competitiveness of […]
Emotional Intelligence and Connection within the Customer Experience
We all love game In the ’80s and ’90s, calling someone a “Gamer” insinuated that they had boundary issues and poor personal […]
Why we run Node, Vue and Serverless
Moroku runs a Node.JS, Vue, Mongo, Serverless stack over traditional Java or .Net environments as they provide significant advantages in terms of […]
AI in Strategy
AI in Strategy Strategic Competitive Advantage with AI 4 Strategy and Board Reports Complilation of data to create board reports, present results, […]
Strategic Pillars
What we’re interested in. To build our business and those of our customers, Moroku’s five strategic pillars are focussed on leveraging technology […]
Aussies and Kiwis ready to switch banks
Aussies and Kiwis are ready to switch banks for a better digital experience according to a new report, “Byte-Sized Banking: The App […]
Open Banking – The Way Forward
With Open Banking rates in the UK 43X higher than Australia, answers are evident. nd that the number may be three times […]
Credit Unions Fall Behind
Younger consumers perception of credit unions has worsened as member owned banks fall behind the big banks in account openings and relevance. […]