Financial Wellness and Mental Health
Financial Wellness and Mental Health: A Blueprint for Better Banking The Crisis We Can’t Ignore Financial stress doesn’t just hurt wallets, it […]
The criticality of Data Maturity in a world of AI
Data maturity refers to an organisation’s ability to effectively manage, analyse, and utilise its data to drive business outcomes. It reflects the […]
Loan Data Regression Update
The loan market in Australia, like many markets, is heavily concentrated around a handful of large lenders (CBA,ANZ,NAB,WBC) and brokerages (Aussie Home […]
Ethical AI
How Banks Are Deploying Responsible AI: Insights from Lloyds and Moroku As artificial intelligence (AI) continues to revolutionise the financial sector, banks […]
Payment Providers Processing Crime are Complicit
Payment Providers have a key role to play in keeping an eyeout for crime and are demanded by law to do so. […]
Regression Models in Loan Origination
Competitiveness in lending is predicated on decisioning speed - Saying Yes or No as fast as possible. Whilst there is a lot of work going on to automate workflows the ROI of these investments is dependent on the intelligence of the underlying risk engines. This means having a granular understanding on the relationship between the inputs and the outputs. The finer grained this is, the less data is required, making the application and decisioning processes faster.
Banking Industry Dynamism
Abstract The Council of Financial Regulators has released an “Issues Paper” in response to the federal treasury’s instruction into the competitiveness of […]
Emotional Intelligence and Connection within the Customer Experience
We all love game In the ’80s and ’90s, calling someone a “Gamer” insinuated that they had boundary issues and poor personal […]
Moroku ESGFintech100
Following final round success in the 2024 Isle of Man Innovation Challenge which included a joint presentation with Lloyds Bank on financial inclusion,Moroku has been included in the ESGFintech100 for 2024
AI in Lending Toolkit for AWS
AWS offers several AI capabilities that assist in lending operations: Amazon Textract Analyze Lending Amazon Textract Analyze Lending is specifically designed to […]
Why we run Node, Vue and Serverless
Moroku runs a Node.JS, Vue, Mongo, Serverless stack over traditional Java or .Net environments as they provide significant advantages in terms of […]
AI in Strategy
AI in Strategy Strategic Competitive Advantage with AI 4 Strategy and Board Reports Complilation of data to create board reports, present results, […]