White Label Mobile and Internet Banking 

For banks and fintechs to compete and grow.

Banks want a digital experience that allows them to acquire customers and deepen customer relationships.


Thriving in today’s competitive digital world requires banks and fintechs to grow their customer base and core business of deposits and loans. 

This growth must occur online and on-app, originating customers and loans quickly without expensive branch visits.

These digital plaforms mus encourage and reward customers for buidling strong money habits at a cost to acquire and serve that are market leading. 

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Internet and Mobile Banking

Small and agile banks are well placed to compete against larger institutions who are increasingly forced to provide one size fits all solutions as they struggle to personalise experiences, manage complex technology museums and innovate.

Smaller banks typically serve niche segments by understanding their specific needs and are able to build risk models and value offerings for them in a way they larger institutions cannot. Layer in a contemporary digital channels offering and the possibilities are unleashed.


For years smaller banks have been underserved by their local technology providers who have struggled to keep up with the advance of technology in areas such as cloud, user experiences, open banking, artificial intelligence, data and cybersecurity.


Due to the complexity, cost, risk and monolithic nature of the technology stacks and their commercial arrangements it has to date been very difficult for many to do anything about it.


Utill now. Moroku Money is a whitelable, out of the box, digital banking platform that helps smaller banks deepen customer relationships and compete.


It is unlike any other digital bank offering inthe owrld because it is underpinned by Moroku’s award winning engagement platform, Odyssey, that delivers Emotional Intelligence.

Download the Moroku Money Whitepaper

It's Time

A long period of low interest rates has ended

This is slowing mortgage lending performance, the disproportionate impact of digital on smaller banks because of their size, talent and ESG challenges which are providing significant headwinds.

Success in this environment is dependent on how well technology is leveraged to deepen customer relationships and deliver value whilst managing risk and cost effectively.

Maintaining the status quo seems unviable

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Moroku has established a digital platform and program for leaders in the mutual sector who want to take charge in a balanced and measured way, providing customers the experience they deserve and protecting their future.

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Odyssey is an engagement platform for financial service providers that want improved customer acquisition and retention. As market competition continues to heat up, customer engagement is the battleground. Moroku’s behavioural banking engine helps banks, credit unions and fintechs attract and engage customers around a telos of financial wellness and an architecture of game.

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