We help financial services companies win

Moroku makes banking fun. When we make things fun people, turn up, play, enjoy themselves and win. When banking is like this, banks are on purpose and can build strategic competitive advantage beyond price.

Percolations from Pioneers in FinTech

Its the schizzle!

Moroku’s 2017 Mahavakya

The Mahavakyas are the great sentences of the ancient wisdom traditions in India and are contained in the Upanishads. Maha is Great, and Vakyas are sentences, or utterances for contemplation. They are simply the Big Ideas. Moroku’s Mahavakya is that after a life of work, people, particularly those in the developed world, should rightly expect to have ...

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Digital Banking – How it’s making us poorer

Since the turn of the century banking has undergone a rapid digital transformation. No longer do people line up in branches to do their banking instead they use their smartphones and computers, where monitoring accounts and transferring money is never more than a few clicks away. With this level of ...

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Ancient temples, APIs and Dynasties

The cult of APIs originated at least as early as the 1st dynasty, around 2800 BC. Like other bull deities, APIs was probably at first a fertility god concerned with the propagation of grain and herds. Today and as predicted on the Moroku blog 2 years ago, there is a ...

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What we all need to do is so important

Moroku help banks help their customers win. We do this by building digital experiences that motivate customers to save not spend and through this model build sustainable banking businesses based on liquidity as opposed to net interest income (NII) and fees. This is both really important and really hard. This ...

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The Moroku GameSystem

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