Biskit

Banking Integration Services Kit

Enabling banks to offer digital services to operate in Fintech 2.0 with fun and social embedded

The world is moving to Fintech 2.0 where everyone becomes a Fintech player, embedding financial technology across the value chain. This world is defined by multiple banking and payments relationships, marketplaces and streamlined integration to win. BISKit allows service providers to provide connections to ChoreScout and securely wire up other third party providers in an era of open banking, account portability and distributed value chains. Banks and Credit Unions need to expose a API’s to allow them to comply with Open Banking Regulations, develop their own applications and loosely couple their application architecture. Moroku BISKit is such a set of API’s that sit in the public cloud. In the 1.0 release these are designed specifically for those who want to roll out ChoreScout but don’t have APIs available. These are available multi tenanted on AWS Lambda. Over time the set will be increased to include a broader set of deposit, saving, lending, card, payment and transaction services.
As Einstein famously said, you can’t solve a problem with the same mind that created it. Getting developers and solution providers outside your organisation to create solutions for you is predicated on giving them access to your crown jewels – API’s are a must! Taking APIs from your core banking provider makes sense if they are moving at your pace. If they’re not, getting them from a 3rd party allows you to de-couple the relationship and set you up for subsequent core transformation later. Our first release of BISKit allows banks and credit unions to deploy ChoreScout, our award winning children banking platform. BISKit is deployed on the latest public cloud technologies to allow you to push your security perimeter right outside your organisation and let the world’s best security and infrastructure brains take care of it.

Details

The BISKIT API specifications can be found on Apiary: https://biskit.docs.apiary.io/. The OpenAPI 3 spec yaml file can also be downloaded

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Moroku applies game design to make otherwise commoditised and transactional experiences engaging. When the world is like this, people turn up, play, enjoy themselves and win. When service providers harness this power, they are on purpose and build competitive advantage beyond price.

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