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Playing the Game of Life

Almost 40% of workers in the United States are woefully unprepared for retirement, with less than $25,000 in total savings and investments. That’s not a huge surprise when you consider that 21% of workers with an employer-sponsored retirement plan are not contributing to their plan; 44% are saving less than 10% of their income; and ...

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Youth Banking Segment

Moroku is passionate about building long term value by helping kids learn the fundamentals of banking and including them in the financial system. Our beliefs create our reality and if we can influence these positively magic can happen. Fintech companies are targetting the Millennials market segment across the world and challenging ...

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Fintech Bank

Banking The Underserved As Chore Scout is creating a new segment, so too is Fintech Bank: a de novo bank startup in the USA focussed on banking Money Service Businesses. These include pawn brokers, pay day lenders, cheque cashers, title loan shops and other non-traditional financial providers. It is estimated ...

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Temenos Innovation Jam 2018

Temenos have 40 of the top 50 banks in the world running their software.  After Moroku’s Chore Scout app was awarded 3rd best retail banking innovation in the world, by Temenos and their customers at their Innovation Jam in May last year, much has happened. After looking at 873 FinTech’s ...

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Ethnography

Studying people, their cultures, sensitivities and behaviours is at the heart of how we think about our customers and theirs. Conducting qualitative research, the outcome of which is is an ethnography, helps us build hypotheses for testing and refinement, prototypes for validation and ultimately product that wins.

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Fun

Treating financial services as a game is the most transformational opportunity available to financial services executives looking for an opportunity to out compete the market. When we put our customer’s success at the heart of the product design process we unveil fabulous opportunities to win.

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Social

We have an ostensibly automatic social nature. We desire the company of others on a regular basis and if Maslov was correct, this need to belong and be loved is greater for many of us than self esteem or creativity. The pursuit of digital financial services requires us to remember this essence ...

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